United Citizens Bank is a locally owned community bank located in north central Kentucky with headquarters in Campbellsburg Kentucky. We have 5 branches- Campbellsburg, New Castle, Eminence, Pendleton, and Carrollton. Our motto, "Rooted in service since 1872," represents our vision and ambitions. We serve our communities by offering and delivering quality financial services to all customers at competitive rates. We are committed to active community involvement. We appreciate our roots and hold great value in our customers and community.

At Citizens Union Bank, we are all about going beyond expectations. Our primary goal is to help you achieve your dreams. That’s why we always go the extra mile, above and beyond, to assist you in any way that we can. CUB Bank has been around since 1888, so we’ve been through a lot, yet here we are, always making it through and coming out the other side with continued strength, longevity, and trustworthiness. Today CUB Bank’s 15 branch offices are conveniently located throughout eight counties in Kentucky, including Shelby, Spencer, Bullitt, Jefferson, Oldham, Hardin, Owen, and Gallatin. We understand that while keeping our focus on you, we must also continue to develop our products and solutions to ensure you get what you want, where you want it and how you want. We know it’s important to adopt new technologies as they come along, and we will work hard to do that. Your time is valuable, so we understand we need to meet your needs on your terms, whether face-to-face, on your phone, or both! It is important to us to be flexible as well. We will always look for a way to say yes while keeping you, your family, and your business finances safe and secure. And if we mess up, we’ll make it right, plain and simple. You and your dreams are what are important to us. That’s why our goal is to be your financial partner for your lifetime and to always go beyond your expectations. We would love for you to stop by to see us or give us a call at 866-633-4450. We want to meet you and help you reach your goals and dreams. It’s what we’re known for. It’s who we are. It’s how we work. So dream big! Together, we got this!