Ayyoub Rqibi

Payment professional with 8+ years experience in Fintech, managing programs for 50+ Banks and financial institutions in Europe, Asia, and Americas, I oversee the reconciliation and risk control of $3B+ with over 20M transaction records/Month. Highly skilled in MasterCard, Visa, and close loop payment products; I oversee the post processing operations of top class Fintechs including TransferWise; Sodexo; UberPay and Imagor…, I work closely with CXOs to monitor the performance, improve processes, and optimize operations. · Dual/Single Clearing reconciliation (MasterCard T112/T140, T464/T461, Visa V130/V110/VSS…). · Scheme Fees reconciliation and Risk assessment. (Fee Collection, Non-Compliance…). · Chargeback analysis; submission and monitoring (End-to-end for MasterCard & Visa …). · Card balance, Mono & Multi accounts/currency reconciliation (Credit, Debit and prepaid). · Card fees analysis and monitoring (Dormancy, Inactivity, Maintenance fee …). · Interchange reconciliation (All regions). · FX rates; fees reconciliation and monitoring (Conversion, Markup, Padding …). · AML, CFT, and Fraud rules monitoring and detection. · Scheme reports preparation and submission. · KPIs and performance monitoring. · Customer support and program management. · Test cases, scenarios, and process flows. · Customers training and consulting. · Cost saving initiatives and process improvement.