Charles Cross

Extensive experience in documenting, negotiating and closing large commercial structured finance, equipment lease and asset-backed finance transactions; portfolio management; and direction of work-outs, restructuring and outside litigation and bankruptcies. Established legal departments at several companies including start-ups, rapidly growing independent finance companies and national bank subsidiaries, delivering high-value and comprehensive legal services while cutting outside legal costs. Experienced in delivering efficient, effective services via judicious utilization of outside counsel, standardization of forms, policies, and procedures, and extensive training and development of senior executive teams and staff. Collaborative leader skilled in building consensus, gaining buy-in, and rallying teams around company business goals and objectives. Over 25 years of equipment leasing and finance expertise, including General Counsel and Senior Counsel positions at equipment finance subsidiaries of Wells Fargo Bank, Key Bank, Bank of Tokyo-Mitsubishi and Fleet Bank. Served on the Legal Committee of the Equipment Leasing and Finance Association and is a frequent speaker at ELFA conferences. Has authored numerous articles and seminar presentations on a wide variety of equipment leasing and finance topics and is a Contributing Editor of Banking and Lending Institution Forms published by LexisNexis A.S. Pratt responsible for the Equipment Leasing chapter. Specialties: Equipment and Asset Based Leasing and Lending Corporate, Structured and Project Finance Commercial Contract Documentation, Policies & Procedures Mergers and Acquisitions - Due Diligence, Structuring and Documentation Private Debt and Equity Placements & Portfolio Purchases and Sales Vendor Program Agreements Software Finance and Licensing Management of Legal, Operations, Collections and Asset Management Disciplines Work-outs, Restructuring and Management of Outside Counsel Regulatory Compliance