David Birulin

Recognized for sound fiscal and operational management, strategic partnerships, and retail and residential business lending initiatives that result in profitability, reduced costs, and operational excellence  Consumer and Mortgage Lending specialist and industry expert in business transformation strategy for credit union and retail banking institutions  Strong team-building, leadership, and communication skills coupled with keen insights into various economic climates, emerging opportunities, trends, issues and challenges  Successful background in generating long-term client relationships and designing creative credit solutions in unique and hard-to-finance situations  Collaborative team leader who can deliver aggressive business / financial objectives and ensure performance metrics are aligned, tracked, and consistently improved upon for maximum ROI