David Jacobs
Chief Lending Officer@ Wellby Financial
Houston, Texas, United States
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David Jacobs is an accomplished executive with 34.8 years of experience in banking and credit operations. He has a strong background in risk management, finance, and credit analysis. Based in the United States, David has successfully built and managed profitable lending portfolios. He is a strategic and highly engaged leader with 28 years of industry expertise. David is skilled in setting strategy, managing sales processes, credit risk management, and market analysis. He is a highly analytical leader who can implement data-driven strategies to drive higher returns and balance the risk/reward paradigm.
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Emails and Phone Numbers

@coastalfcu.org
@coastal24.com
@wellbyfinancial.com
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About

BANKING AND OPERATIONS EXECUTIVE Accomplished executive with extensive experience in building and managing profitable lending portfolios. Strategic and highly engaged leader with proven results in multiple business models including start-up operations, geographic expansion efforts, turnaround efforts and established operations. Well-rounded industry expertise with 28+ years of financial services experience. Responsible for setting strategy, managing the sales process, credit risk management, pricing, product and program development, credit underwriting, policy and procedure development, market analysis, portfolio management, reporting and analytics, contract fulfillment, compliance and management of third-party relationships. Highly analytical leader with the ability to implement data driven strategies into real world solutions that drive higher than expected returns and balance the risk/reward paradigm.

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Work Experience

1330 Gemini St., Houston, TX, 77058, US

Financial Services

301
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David Jacobs's Professional Milestones

  • Vice President Consumer Lending | Credit Risk Management (2009-01-01~2022-02-01): Implementing comprehensive credit risk management strategies to optimize efficiency and minimize potential losses.
  • Vice President | Credit Operations Manager (1994-01-01~2006-01-01): Optimized credit flow by implementing strategic initiatives, resulting in increased profitability and customer satisfaction.
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Education

East Carolina University
East Carolina University1988-1991
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