Edward M. Skarbnik

Over 30 years financial services experience. Prior to becoming a Financial Advisor in 1996, served in various capacities such as a corporate divisional controller, investor credit officer, and financial analyst for both Chemical Bank of New York and Citicorp's Capital Markets Division. In addition, taught accounting at Bergen Community College in Paramus, New Jersey as an adjunct professor. Currently oversee a practice which provides independent and sophisticated investment consulting advice to high net-worth individuals, as well as institutional clientele. Our team approach and holistic thinking is critical to our success. The development of our value-added network of both internal and external industry practitioners is a powerful resource which enables us to provide exceptional servicing to our clientele. I'm passionate about conducting a professional and effective due-diligence discovery process with direct focus on helping solve any financial issues a client may encounter. Wealth management services for individuals in conjunction with supporting senior management of Fortune 500 companies with advice on cash management, SEC Rule 10b5-1 plans, deferred contribution, and deferred benefit plans are our core competencies. This information is intended for use only by residents in AZ, CA, CO, CT, DE, FL, GA, IA, ID, IL, MA, MD, NC, NJ, NM, NY, OH, PA, SC, TN, TX, VA, VT, WA only. Focus: Investment planning for individuals, corporate cash management, 10b5-1 plans, and corporate retirement/benefit plans. /*********/ Investment and Insurance Products are: * Not Insured by the FDIC or Any Federal Government Agency * Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate * Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC, Member SIPC, a registered broker-dealer and non-bank affiliate of Wells Fargo & Company. Opinions and comments do not necessarily represent the views of our firm. Additional guidelines can be found on wfa.com/social