Ernie Collyer, CLU, ChFC

It all starts with good communication. By getting to know my clients personally and listening to their needs and goals, I have been able to put together many personalized, long-term strategies for both individuals and small business owners. I work diligently to discover what is important to them, their family, or their business. Together we identify their concerns and what they want their future to look like. With this information, I work as my clients trusted financial partner to offer them an appropriate financial plan that considers their current point in time, financial status, circumstance, and future goals. As an independent financial advisor, I am not limited to any one company, investment, insurance policy, or product. I am able explore multiple sophisticated strategies for both individual and business clients, defining and presenting all options and simplifying the more complex aspects of a plan so that clients know and understand their choices and can select what’s best for them. I continue to regularly interact with clients throughout our relationship. Much of the time that interaction is face-to-face, however, my technology capabilities and knowledge also allow me to provide an array of services electronically that enhance our communication. These include: • An on-line calendar system for convenient calls and appointment scheduling. • Video Conferencing • Regular communication and reporting including updates and timely information.