Fawaz Ghazal

With over 20 years of experience in financial services, payments, digital lending, and mobile-first banking, I am a strategic and visionary executive who drives innovation and growth in the fintech industry. As the CEO of Flooss, the first digital lending service provider in the kingdom, I empower residents with instant loans within minutes, capitalizing on the digital economy, open data, and artificial intelligence/machine learning.I have a strong background in product management, P&L management, business development, and alliance/partnership management, having successfully scaled and managed fintech companies in different markets. My expertise in product design and launch has led to a 40% market share and a 34% annual growth for my previous company, Payment International Enterprise, the first regulated fintech company to receive approval from the Central Bank. I am also a collaborative leader, proactive, empowering, and approachable, with a keen ability to effectively translate complex operational concepts into tangible action plans. I have an MBA from NYIT and multiple certifications in product management, digital strategy, and leadership mindsets.