H. Roy Bhiro

Simplified mortgage solutions for Everyone! As a US Air Force veteran and a seasoned Mortgage Originator, I serve clients NATIONWIDE. There is no cost to apply or to consult with me on any mortgage matters. I specialize in making your home purchasing experience a stress-free one. Most of my business are from NY, NJ and PA area, but because of my military background I've closed loans in 47 states. If you are outside the NY/NJ area, I assure you your loan process will be just as smooth and easy as my clients in the local area. Since 2004, I've worked with three top lenders and I have consistently provided great service coupled with cutting edge technology and timely financial advice to help my clients make smart financial decisions about their largest debt and financial investment…their homes! My priorities are simple; Great analysis and advice, great rates and low fees. Step-by-step, I will personally guide you through the loan process to ensure you always understand what we are doing and WHY. Closing on time without any surprises.