Hussain Ayaz

Key Qualifications and Responsibilities • Effectively managed Low-Cost Housing Finance team of over 100 employees in 4 regions. • Developed intensive, ambitious products strategies, short-term goals, and long-term objectives. • Spearheaded overhaul of various underperforming operational branches to reduce stagnation and increase growth and productivity. • Recommended to management to change in company culture to be more open, transparent, and accountable. • Effectively implemented product planning and product marketing (used local methods for product marketing to attract target audience) Key Achievements • Successfully, implemented low-cost housing finance product at large scale in overall TMF operations. • PMRC financing of PKR 250 million effectively disbursed in fiscal year 2020-2021 with loan size of up-to PKR 1.5 million and got new financing line of PKR 450 million for fiscal year of 2022. • Adopted legal and local solutions for implementations of housing finance, resulted, maintained 100% recovery rate with 100% proper loan utilization, which 25% directly financing to female borrowers. • Successfully, implemented PMIC – PRIME project – Renewable Energy and Livestock Insurance project. Specialties: Products Development (Low-Cost Housing Finance, Renewable Energy, Livestock Insurance and Low-Cost Schools) Project Management, Data Analysis, Report writing, Video Documentaries.