Michelle Valencia
University of Houston-Clear Lake
Tell me more about Michelle Valencia?
Michelle Valencia is a highly experienced banking professional with 29 years of work experience. She has a strong background in commercial banking, commercial lending, credit analysis, and credit analysis. Michelle started her career in 1994 and spent 10 years in the retail side in sales, operations, and management. She then joined the Business Banking Group as a Relationship Manager in 2009, focusing on the Government sector. Michelle is dedicated to providing the best government banking financial services in Texas, with in-depth knowledge of statues, regulations, and industry trends.
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About
I started by banking career in 1994. Spending 10 years on the retail side in sales, operations and later management, has given me an indepth understanding of community banking. In 2004, I joined the Business Banking Group as a Relationship Manager. Then in 2009, I began focusing solely on the Government sector. I strive to be an advisor and liaison for my clients providing the best of Government Banking financial services in the State of Texas, with in-depth knowledge of statues, regulations, and industry trends. Specialties: Community Banking, Commercial Lending, Public Entity depository relationships - Cities, ISDs, Utility Districts
...See MoreWork Experience
sr government relationship banking manager at stellar bank
Banking
Michelle Valencia's Professional Milestones
- Relationship Manager (2004-05-01~2009-01-01): Building strong relationships with clients, increasing brand recognition for service and customer satisfaction.
- Personal Banker - Service Manager 2 (1994-11-01~2004-05-01): Implementing efficient service management processes to enhance client satisfaction and boost revenue.
Education
Finance
2000-2004Skill
Commercial Banking
Banking
Commercial Lending
Credit
Credit Analysis
Relationship Management
Retail Banking
Consumer Lending
Financial Services
Loans
Small Business Lending
Financial Analysis
Portfolio Management
Management
Lines Of Credit
Loan Origination
Mortgage Lending
Treasury Management
Certification
Colleagues
Paul Egge
Chief Financial Officer
Kathy Kim
senior vice president deputy chief credit officer at stellar bank
Drew Mankin
senior vice president - loan review
Jason Syrinek
Regional Chief Executive Officer | Executive Vice President
Katherine Hatcher
ceo ll interests and development partner newquest properties
Other Named Michelle Valencia
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Michelle Valencia works for Stellar Bank
Michelle Valencia's role in Stellar Bank is sr government relationship banking manager at stellar bank
Michelle Valencia works in the industry of Banking
Michelle Valencia's colleagues are Paul Egge,Kathy Kim,Drew Mankin
Michelle Valencia's latest job experience is sr government relationship banking manager at stellar bank at Stellar Bank
Michelle Valencia's latest education in University of Houston-Clear Lake