Nick Klein, CRC, CERP
Assistant Vice President | Senior Credit Risk Review Officer@ Ephrata National Bank
Ephrata, Pennsylvania, United States
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Nick Klein, CRC, CERP is a highly experienced professional with 18.3 years of work experience in the banking industry. He specializes in credit, risk management, loans, and finance. Based in the United States, Nick is the Chief Risk Officer at ENB, overseeing the defense, internal audit, insurance, loan review, security, info sec, and compliance. He is responsible for managing the advocacy efforts of the bank, working with state and federal legislators and the state's banking association. Nick's passion for banking and his passion for learning make him a valuable asset in the field.
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About

Some people don't like talking about work. I love talking about work because I really enjoy what I do, and am constantly trying to learn more. I'm a risk guy. Every bank makes money by taking risk. My job is to ask questions to ensure that we're taking the right risks - avoiding some and optimizing others. As ENB's Chief Risk Officer, I oversee the second level of defense including Internal Audit, Insurance, Loan Review, Security, Info Sec, and Compliance. My goal is to help everyone at the bank understand the role they play in risk management. I also enjoy the advocacy piece of banking. Part of my role at ENB is managing the bank's advocacy efforts, working with state and federal legislators along with our state's banking association. In my downtime, I love spending time with my wife and three kids. When I’m not running after my kiddos, I run around town, working towards running a marathon in all 50 states (I’m up to 26!!). Traveling to so many different places across the US has allowed me to meet some great people and gain many wonderful experiences. I enjoy meeting new people and learning from those with different experiences and backgrounds. Please feel free to reach out if you’d like to talk about banking, running, or anything else that you’re interested in. I can be contacted at [email protected].

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Work Experience

31 East Main Street, Ephrata, PA, 17522, US

Banking

235
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Nick Klein, CRC, CERP's Professional Milestones

  • Assistant Vice President | Senior Credit Risk Review Officer (2011-08-01~2017-12-01): Implemented comprehensive credit risk assessment processes, safeguarding industry reputation and minimizing potential credit challenges.
  • Associate National Bank Examiner (2008-01-01~2011-08-01): Provided expert financial analysis and guidance, ensuring compliance with national banking regulations and regulations.

Education

Penn State University
Penn State University

Finance,

Bachelors,

Bachelor Of Science

1041379200-1167609600