Scott Cisneros

Work with the great SBA team at City National Bank. Enjoy the benefits of dedicated SBA lending professionals committed to outstanding customer service, decades of experience and a credit box that gets even the most challenging deals done. In a rising rate environment, we offer great fixed rates, lower than most banks variable rates on Business Acquisition and CRE financing requests. Reach out to discuss. 916-765-9443 [email protected] 7(a) SBA’s flagship program for term loans for all business purposesThis government guaranteed loan can be used to start, expand or purchase an existing business. Loan proceeds can be used for the purchase, construction or refinance of owner occupied commercial real estate, inventory, permanent working capital, debt restructuring and partner buyout. Program details:Loan terms of 7-25 years, fully amortizingLoan amounts of $50,000 to $5,000,000Fixed ratesFinancing up to 90%SBA 504 Long-term, fixed asset financingThis loan program involves a two loan structure in partnership with SBA to finance the acquisition or construction of owner occupied commercial real estate or the purchase of major equipment.Program details:Long term fixed rates up to 25 yearsFinancing up to 90% of eligible project costs