Tim Creasey

I make sure that you have the money needed at the right time. Intergenerational wealth transfer, pension and investment management, inheritance tax, trust and tax planning, Private Equity and Venture Capital Investments I deliver the most suitable, impartial and confidential advice. Helping you to achieve your personal and financial goals, and ensuring you protect those dear to you. Insurance Mortgages up to £10m. Commercial lending Investments - Collective Investments / Funds, Pensions, EIS/VCT/IHT investment strategies Trusts - Currently studying the CIIs Advanced Diploma in Personal Tax and Trust Planning AF1 qualification. How can I help you? I work as your financial planning partner. Let's say you want to retire in 20 years or send your child to a private university in 10 years. To accomplish your goals, you may need a skilled professional with the right licenses to help make these plans a reality. Together, you and I will cover many topics, including the amount of money you should save, the types of accounts you need, the kinds of insurance you should have (including Income Protection (Why wouldn't you?), Life Insurance and Assurance, Family Income Benefits, long-term care, term life, disability, etc.), and estate and tax planning. One of my roles is to help you understand what is involved in meeting your future goals. The education process may include detailed help with financial topics. At the beginning of our relationship, those topics may include budgeting and saving. As we develop our relationship I will assist you in understanding complex investment, insurance, and tax matters. Step one in the financial advisory process is understanding your financial health. You can’t properly plan for the future without knowing where you stand today. I will ask you to complete a detailed written questionnaire. EIS’s and VCT’s invest in assets that can be difficult to sell such as shares in unlisted companies. The value of the investment and the income from it can fall as well as rise and investors may not get back what they originally invested, even taking into account the tax benefits.