Vik Dhingra

- Seasoned Credit Risk and Analytics professional with a strong track record - Primary skills: Portfolio Management, Risk Analytics, Reporting, and Process Re-Design - Key responsibilities included Chief Credit Officer support, Risk Reporting & Analysis, Quantitative Risk-Estimation & Control, Risk Communications (credit committee, BOD, regulators), Market/Industry pulse, Data Controllership, and Credit Process Improvements - Led multiple high impact Analytics (BASEL; Stress Testing; Credit/Portfolio reporting automation, Risk DataMarts, ALLL design, CECL etc.) and Process Change (reduce credit decision cycle time; improve collection efficiency) projects - Hybrid at core (business, data, process) - Technical skills including statistical / financial modeling, data mining, analytics infrastructure build - Broad product exposure including multiple commercial and consumer lending product lines - Six Sigma Black Belt - Worked in complex matrixed corporate organizations and smaller unstructured evolving organizations - Academic qualifications include a B.E. And MBA - Formal training includes commercial underwriting (RMA), structured problem solving (DMAIC – Define, Measure, Analyze, Improve, Control), change leadership (LEAN), logistic regression modeling (SAS)